Piggy Bank - Terms & Conditions

Last Updated: September 17, 2025

1. Acceptance of Terms

By using our website (pbione.co.in), you agree to comply with and be bound by these terms and conditions. If you do not agree to these terms, please do not use our website.

2. Description of Services

Piggy Bank provides its members with information regarding various financial schemes and services in accordance with co-operative principles. The information on our website is for informational purposes only and should not be considered financial advice.

3. User Responsibilities

You agree to use our website for lawful purposes only. You agree not to engage in any activity that could harm the performance, security, or integrity of the website.

4. Intellectual Property

All content on this website, such as text, graphics, logos, and software, is the property of Piggy Bank and is protected by copyright laws. Using or duplicating any content without our written permission is prohibited.

5. Privacy

We respect your privacy. Please read our Privacy Policy to understand how we collect and use your information.

6. Limitation of Liability

Piggy Bank will not be liable for any direct or indirect damages that may result from the use of our website or services. The information is provided on an "as-is" basis, and we do not guarantee its accuracy.

7. Changes to Terms

We reserve the right to modify these terms and conditions at any time. Any changes will be posted on this page. Your continued use of the website will signify your acceptance of the revised terms.

8. Governing Law

Any disputes related to these terms and conditions will be subject to the laws of India and will be settled under the jurisdiction of the courts in Muzaffarpur, Bihar.